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5 things you can't claim if you get into an accident in Malaysia

almost 5 years ago Arjun





This article is for general informational purposes only and is not meant to be used or construed as legal advice in any manner whatsoever. All articles have been scrutinized by a practicing lawyer to ensure accuracy.



If you’ve gotten into an accident in Malaysia (touch wood), a word you’d be very familiar with is “Claim” – basically claim-ing damages from the person who hit your car, or from their insurance. However, there’s actually one other kind of claim that you can make… a claim when you’re suing that person in court, more professionally known as a court claim.

This usually happens when the person who hit you causes damage beyond what their insurance will pay for. For example, their insurance might cover the cost of fixing your car, but it will not cover the cost of the 5 years of physiotherapy you’ll need to fix your broken legs caused by the accident. This is where you or your family members need to sue them in court and claim for these expenses.  

 [READ MORE: How do you even start suing someone in Malaysia?]

However, you should know that there are only certain things you can claim from the guy who hit you in court. A judge wouldn’t let you claim for anything under the sun, because there are limits to what you can claim for in a court case – particularly for motor vehicle accidents. So one of the many things you can’t claim for as an accident victim is...


1. Private hospital expenses

General rule is that if you receive your medical treatment in the government hospital, you can claim for the full amount you spent there. However if you seek treatment in a private hospital, the court would not allow you to claim for those expenses – unless it’s justified.

So if you die-die wanna get treatment in the private hospital and you wanna make sure it’s justified, the case of Chai Yee Chong v Lew Thai actually provides what the justifications are. So in this case, Chai sued his boss because he suffered work related injuries. He went to a private hospital and tried to claim for the costs from Lew. However, the court said that he can’t claim for private hospital treatment unless:

  • The government hospitals don’t have the treatment
  • Due to the urgency of the situation, you had to go to a private hospital
  • The government hospital didn’t have the necessary equipment or specialist doctors

So yeah, this means that you can’t choose the most expensive and luxurious hospital to get treatment, because the whole point of your hospitalisation should be to get healed.


2.   Traditional medicine expenses

For some when they have the common fever or flu, instead of taking the usual paracetamol or antibiotics, some people may opt for a good dose of traditional remedies. No shade on which type of medicine you prefer (conventional or traditional),

Similarly, because the reality of getting injured in an accident can be a hard pill to swallow, there are those who may want to opt for traditional remedies to treat their injuries. However if you do choose that option, be aware that the court may not be on your side when you try to claim for those expenses. Under the law if you seek traditional medicine treatment, you cannot claim for those costs.

But contrary to popular belief, the law is quite an understanding entity. Because there are some exceptions where the court will allow to claim for expenses incurred via traditional medical treatment. In the case of Seah Yit Chen v Singapore Bus Service, Ms. Seah collided with a bus while riding a motorcycle, and required spinal surgery, plastic surgery, and a bunch of other treatments to fix the injuries caused by the accident. Since the accident was caused by the bus driver, Ms. Seah went on to sue the bus company for her hospital treatments as well as the Traditional Chinese Medicine (TCM) treatments that she took on the side.   

 The court said while people can’t claim for traditional treatments, they could do it if:

  • it was reasonable to seek such treatment
  • the treatment was sought after being given reliable advice to do so

Unfortunately, the court didn’t think that Ms. Seah’s TCM treatments fit the criteria above, so they awarded her the cost of all her medical treatments…..except the TCM. 


3.  Loss of wages if you’re of the retirement age

Before we get into the nitty-gritty details of this law, we would like to point out that the law isn’t referring to the fact that someone has retired, but the fact that someone has reached the legal retirement age. Because sometimes people do work past the retirement age. 

In a worst case scenario an accident may not just cause an injury, but the injury could be so serious that the victim may have to stop working. Touch wood that it doesn’t happen to you, but if it does, fret not because the law allows you to claim for the salaries you have lost and are going to lose.

However there are limits to those claims, and the limit lies with the age of the claimant. According to Section 28A(2)(c)(i) of the Civil Law Act, a person wouldn’t be allowed to claim for lost salaries if they’re 55 years old or above.

So if let’s say someone who stopped working at the age 55 gets into an accident, he can’t claim for future salaries he’s gonna lose, because he’s not earning a salary anymore anyways. The same would also apply to someone who is working but he’s 60 years old (past the legal retirement age), which means he can’t claim for the loss of future salaries.



4. Loss of wages from an illegal source

Similar to what was mentioned above but instead of age, you can’t claim for loss of salary if you’re salary comes from an illegal source. In the case of Chua Kim Suan v Government of Malaysia, Chua got into a fatal accident. His family sued the government for compensation, which included the salary he was supposed to get should he be alive. Unfortunately because Chua was operating an illegal taxi business, they couldn’t claim for those earnings.

So if you get into an accident which caused you a serious injury which prevents you from working, and your work involves selling pirated Blu-Rays – you may have a hard time convincing a judge to award you money for lost salary.


5. Money for pain and suffering….while you were unconscious

You may think that the worst thing that could happen to your body is stubbing a toe on a table leg and while that pain can be excruciating, the pain of accident injuries can definitely be way worst.

That’s why our Malaysian law allows accident victim to claim money for the pain and suffering experienced due to accident injuries. But even for these there are limits. In the case of Lim Poh Choo, Lim suffered injuries during a medical procedure due to the medical negligence of the hospital’s staff. Lim tried to claim for the pain and suffering experienced from the negligence. When the court decided on that matter, they pointed out that pain and suffering can only be claimed if the victim was conscious. In essence, the court would only award damages if a victim was both aware of the pain and felt it.


The claim is to reset your position, not to make you rich

Well if you’re thinking it’s unfair that you can’t claim for certain things, there’s actually a legal reason behind it.

Accident claims come under the tort of negligence. Thus when someone causes an accident via negligent behaviour, they must compensate their victims to put them in a financial position as if the accident didn’t happen.

[READ MORE: What is a tort?]

But this doesn’t mean that victims should be overcompensated or over enriched. It’s basically the courts way of making sure judgements are fair. But if you do feel the judgement sum you received isn’t fair, you can always appeal the decision to a higher court.

[READ MORE: Why are there many courts in Malaysia?]







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